Mission
We are committed to providing a premiere consulting experience and advisory service for personal finance while providing financial education.
Vision
We aim to improve financial literacy and confidence throughout the communities we serve.
Our Services
![Advisory We provide clear, concise recommendations and accurate execution when managing your assets based on a number of determining factors.](http://www.sempersalutaris.com/wp-content/uploads/2022/10/Advisory.png)
Advisory
We provide clear, concise recommendations and accurate execution when managing your assets based on a number of determining factors.
![Consulting We take the time to get to know clients in order to develop the best strategy, and implement it confidently to ensure success. We take pride in offering truly individualized recommendations to each client to best achieve their goals.](http://www.sempersalutaris.com/wp-content/uploads/2022/10/Consulting.png)
Consulting
We take the time to get to know clients in order to develop the best strategy, and implement it confidently to ensure success. We take pride in offering truly individualized recommendations to each client to best achieve their goals.
![Education We are transparent and take the time to ensure clients are informed regarding their personal finances and the strategies available to help them grow. We also reinvest in the community in order to increase financial literacy.](http://www.sempersalutaris.com/wp-content/uploads/2022/10/Education.png)
Education
We are transparent and take the time to ensure clients are informed regarding their personal finances and the strategies available to help them grow. We also reinvest in the community in order to increase financial literacy.
Philip Ferraro
![Financial Advisor/Consultant Financial Advisor/Consultant](http://www.sempersalutaris.com/wp-content/uploads/2022/11/Philip-F-Semper-Salutaris.png)
Financial Advisor/Consultant
![Home Home](http://www.sempersalutaris.com/wp-content/uploads/2023/07/Veteran-Owned-Business.png)
![Home Home](http://www.sempersalutaris.com/wp-content/uploads/2024/08/Marquis-Whos-Who-Honored-Listee-SemperSalutaris.png)
![Home Home](http://www.sempersalutaris.com/wp-content/uploads/2023/07/Michigan-Athletics-Career-Center.png)
FAQs
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You want to make sure that the advisor you work with is a fiduciary. This means that they are bound to “act in good faith with regard to the interests of another.” They should not attempt to “sell you” on products or services that aren’t needed, in order to make money for themselves.
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Resources
This is a list of resources we use and recommend to help reach your financial goals.